KeyPoint uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our credit services are based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you to know that you have the right to question any information on your credit reports that you feel may be questionable or inaccurate. If a questionable item cannot be proved, then it must be removed. We have worked with numerous clients in having questionable items removed from their records. KeyPoint works in a 4-Step process that is geared at providing world class customer service and results.
“Credit repair services” means all actions taken by KeyPoint, on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), and/or any KeyPoint’s attempt to remove the same, as permitted under California State Law and Federal Law (15 U.S.C. S 1681 et seq.). We work closely and aggressively with the major consumer reporting agencies (Equifax, TransUnion, Experian, and Innovis) in deleting inaccurate, obsolete, incomplete, and unverifiable information from our clients’ records.
Identity Theft & Restoration Services
A number of government and private organizations have information on various aspects of identity theft and fraud: how it can occur, what you can do about it, and how to guard your privacy; agencies like the Federal Bureau of Investigation, Federal Trade Commission, United States Postal Inspection Service, United States Secret Service, the Better Business Bureau, and more. We also work closely with our partners LifeLock and Kroll to build extra layers of security around your personal information and bank and credit card data, protecting you, your loved ones, and your business from fraud and unauthorized transactions.
Business Credit Services
We assist businesses with evaluating the risks and rewards associated with providing credit to consumers and businesses. We conduct background checks on our clients’ potential customers to see if they qualify for credit. Our information enables clients to make informed lending decisions and to make it easier and quicker for their own customers to obtain financing. We also help businesses qualify for loans and credit by helping them build and keep track of their own credit records.